Advance Bank Management mock test with old question most imp question 5 year old question. Question multiple choice questions and answers prepared by senior officer’s click on finish test after attend all the question to know your result with right wrong answer.

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Q - 1 .Herzberg mentioned six motivational factors. Which is not one among them?

• Recognition
• Advancement
• Responsibility
• Job security

Q - 2 .The Finance Minister is required to keep the Parliament informed through ...... on the implementation and to take corrective measures if the reviews show deviations.

• half yearly reviews
• annual reviews
• monthly reviews
• quarterly reviews

Q - 3 .You are receiving Rs. 10000 every year for the next 5 years (at the end of the period) and you invest each payment @ 5%. How much you would have at the end of the 5-year period?

• 55526
• 55652
• 55265
• 55256

Q - 4 .Which of the following is not a micro level action for mitigation of credit risk?

• Improving sanctioning and delivering process
• Obtention of collateral security
• Monitoring and review of individual proposals/categories of proposals
• Periodical reviews of the exposure limits for business or industry segment

Q - 5 .Statutory corporations are controlled by which act for credit management ?

• Indian contract act
• Company act
• Acts that created them
• Indian partnership act

Q - 6 .Select the INCORRECT sentence: 1. Term loans are provided for acquiring the fixed assets. 2. Working capital term loans are provided for sustaining current assets. 3. Term loan are payable as per deman 4. Working capital term loans are payable as per repayment schedule

• both 1 and 2
• both 2 and 3
• both 3 and 4
• both 1 and 4

Q - 7 .In the life stages of adulthood guiding of next generation start up...

• Adolescence
• Young Adulthood
• Adulthood
• Maturity

Q - 8 .In ......phase of business cycle, unemployment will be widesprea

• Recession
• Depression
• Recovery
• Boom

Q - 9 .Pick the correct sentence(s):

• Cyclical variation tends to oscillate above and below the secular trend line for periods longer than a year.
• Seasonal variation makes a complete regular cycle within each year and does not affect one year any more than another.
• both a and b
• none of these

Q - 10 .Ram is working in xyz co. Initially he was working very hard and completing all the task or target on time and so that he can go up in the organization but due to some reason he was unable achieve his goal and developed feelings of low self-concept and low self-esteem. It is calle....

• Guilt
• Isolation
• Stagnation
• Inferiority

Q - 11 .Which one in johari window concept of Luft and Ingham of self-awareness is also known as private?

• Arena
• Blind
• Closed
• Dark

Q - 12 .Correlation coefficient measures the ...... of the linear relationship.

• ratio
• strength
• value
• none of these

Q - 13 .Narrow money is indicated by ......

• M1
• M2
• M3
• M4

Q - 14 .A loan of Rs. 4641 is to be paid back by 4 equal annual installments. The interest is compounded annually @ 10%. Find the value of each installment.

• 1446
• 1464
• 1646
• 1644

Q - 15 .The standard error of the mean for a sample size of two or more is

• Always greater than the standard deviation of the population
• Generally greater than the standard deviation of the population
• Usually , the standard deviation of the population
• None of these

Q - 16 .The present banking system is called a ......

• On line banking system
• Fractional reserve banking system
• Accural system of accounting
• Book keeping accounting system

Q - 17 .You will be receiving Rs. 204000 at the end of each year for the next 20 years. If the current discount rate for such a stream of cash is 10%, find the present value of cash flow.

• 1736767
• 1737667
• 1738767
• 1736767

Q - 18 .According to Eric Berne, there are typically ... types of ego states in transactional analysis.

• 3
• 4
• 5
• 6

Q - 19 .In given Qrtly. data the first step in computing seasonal index is calculating

• 4 qtr moving average
• discard highest and lowest values
• 4 qtr. Moving total
• none of the above

Q - 20 .Industries & business enterprises whose turnover for the accounting period exceeds Rs.50 crore has to submit segment-wise reporting as per ...

• AS-3
• AS-7
• AS-17
• AS-21

Q - 21 .A firm revalues its land and building from Rs 40 lac to Rs 100 la If the current asset before this revaluation was 1.33:1 with current liabilities of Rs 100 la What will be new current ratio ?

• 1.17
• 1.25
• 1.33
• 1.5

Q - 22 .Which of the following statements is not true for an infrastructure project?

• It has long gestation period
• It reduces the risk for the lender as his funds get assured deployment for a long time.
• The debt equity ratio is normally high for an infrastructure project
• The implementation period is usually long

Q - 23 .It is a process by which the management finds how effective it has been in hiring and placing the employees...

• Interview
• Reference check
• Performance appraisal
• 360 degree appraisal

Q - 24 .What is sampling for groups with considerable variation within but similar to each other called ?

• cluster
• stratified
• systematic
• random

Q - 25 .Which of the following is the queue processing and reordering in RTGS?

• FIFO
• Bypass FIFO
• FIFO with prioritization
• All of the above

Q - 26 .Under which of the following, 100% FDI is not permitted?

• retail trading and lottery business
• gambling and betting
• atomic energy
• print media and insurance

Q - 27 .A 15 year, 8 % Rs 1000 face value bond is currently trading at Rs 958. The YTM of this bond must be......

• less than 8%
• equal to 8%
• greater than 8%
• unknown

Q - 28 .Which of the following is not a method of selecting samples from a population?

• Judgement sampling
• Random sampling
• Probability sampling
• Cluster Sampling

Q - 29 .A construction company plans to purchase a new earthmover for Rs. 350000 in 5 years. Determine the annual savings required to purchase the earthmover if the return on investment is 12%.

• 55904
• 55094
• 55490
• 55049

Q - 30 .What is a scatter diagram ?

• diagram which scatters all elements of the variable.
• A graphic representation of the relationship of the variables
• Helps plot observed values
• b & c

Q - 31 .Seasonal variation is...

• Repetitive
• Predictable
• Both a and b
• None of the above

Q - 32 .Standard deviation of the distribution of the sample means is called ...... Select the best option.

• standard error of the mean
• sampling distribution error
• standard error of the proportion
• standard error of the statistics

Q - 33 .Which of the following is not a macro level action for mitigation of credit risk?

• Periodically reviews of the exposure norms for single and group borrowers
• Improving appraisal standards of credit proposals
• Frequent reviews of norms and fixing internal limits for aggregate commitments to specific sectors of the industry or business
• Periodic review of total credit portfolio based on quality parameters

Q - 34 .What variation does moving average method eliminate ?

• seasonal
• cyclical
• Irregular
• secular trend

Q - 35 .Mr.Raj work in an international bank as an Accountant. Match his congruent occupation with his personality type as per john Holland personality job fit theory.

• Social
• Investigative
• Realistic
• Conventional

Q - 36 .One's belief about who is responsible for the event in one's life refers to...

• Adult ego state
• change catalyst
• personal efficacy
• Locus of Control

Q - 37 .A cash flow that is expected to grow at a constant rate forever, is calle

• Annuity
• Perpetuity
• Growing annuity
• Growing perpetuity

Q - 38 .Which of the following is not a method for detecting wrong mention of inventory in a stock statement?

• Stock audit
• Inspection of stocks
• Analysis of financial statements
• Cross-check from the balance sheet figure

Q - 39 .Demographic advantage is popularly called as demographic ......

• Preference
• Dividend
• Premium
• Coupon

Q - 40 .What is a zero coupon bond?

• there is gain only in price
• gain in coupon
• no gain at all
• none of these

Q - 41 .If the dependent variable increases with the independent variable then the coeff. of correlation is

• 0 to -1
• 0 to  0.5
• 0 to -2
• none of these

Q - 42 .Which of the following is Capitalistic Economy?

• England
• China
• India
• None of these

Q - 43 .For a given year if an adjusted seasonal index is > 100 then for some other period it is

• < 100
• > 100
• = 100
• none of the above

Q - 44 .A constant flow paid or received at regular time intervals for ever is known as ......

• Annuity
• Perpetuity
• Growing annuity
• Growing perpetuity

Q - 45 .An investment at 12% interest rate compounded monthly is equal to an annual rate of ......

• 0.13%
• 0.12%
• 0%
• None of the above

Q - 46 .The factors of production are ...... 1. land 2. labour 3. capital 4. entrepreneur

• 1 and 2
• 2 and 3
• 1, 2 and 3
• All of 1, 2, 3 and 4

Q - 47 .A process by which present cash flow are converted into their future value is called ......

• compounding
• discounting
• converting
• finding present value

Q - 48 .Expand W M A

• Wealth and Means Advances
• Wealth and Monetary Advances
• Ways and Monetary Advances
• Ways and Means Advances.

Q - 49 .The repetitive movement around a trend line in a 4- month period is best described by

• seasonal variation
• secular trend
• cyclical fluctuation
• irregular variation

Q - 50 .Electronically, customers fund can be transmitted across the bank by

• CENTRALISED BANKING SYSTEM
• SFMS
• RTGS
• ATMS

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